Student Loans: A Primer

Based on my latest rant about student loans, an anonymous reader posted this question: Q: I’m an avid reader of your blog and I appreciate your sound ability to put the financial jargon in lamen’s terms. But your current blog does not apply to me yet, so I was wondering if you could lead future [...]

The Consolidation Clock

If you haven’t filed for student loan consolidation by now, you’ve missed your chance to lock in historically low rates. At midnight, the interest rate jumped from 2.77 percent to 4.7 percent for those in school or on deferment plans, from 3.37 to 5.3 percent for those of us paying off loans and from 4.17 [...]