Terrible!

I made a stupid mistake. A regrettable, unfortunate error that could have big consequences and blemish my credit report: I forgot to pay last month’s cable bill. The reasons are plently – I’ve been on the road, I’ve been working really late, I was busy sending supplies to Lousiana instead of watching the calendar, etc. [...]

To Pay Off or To Save?

Every time my student loan bill arrives, I wince at the balance. Even though I’m following my personal payment schedule, even though I’m reaching my goals towards paying down the debt – it still pains me to see the total. It’s my ball and chain. I day dream with glazed-over eyes about the day I [...]