From Ghetto to Fabulous
My friend Natalia drives what she calls “the ghetto Jetta.” The appropriately-named car just turns off at random times – such as in the middle of a high-speed turn when cars are speeding towards her from all directions. She tells me this is pretty scary. I wouldn’t know because I don’t drive. According to my [...]
Holiday Blitz
The past week has been an absolute blur for me – I’ve been everywhere from Michigan Avenue to Oakbrook Center, online and in-stores. I managed to do OK this year, only going over my estimated budget on two people. I still have to go back and analyze my receipts to determine how much I spent [...]
May day, Pay day!
Here’s something I wasn’t prepared for: I am in the process of closing out an account with my old bank (TCF Bank) and opening an account with my new bank (WaMu). I just switched over my direct deposit from payroll, but couldn’t make it in time for the December 15 pay date at my work. [...]
The Per-Use Theory
Budgeting is generally a matter of prioritizing purchases. Once I’ve set aside savings and paid monthly bills, I must decide how to spend disposable income. Most items are built into my personal monthly budget, such as groceries and my gym membership. However, each month, certain items become a painful exercise in prioritization – particularly clothes, [...]
Interest-ing!
Well, folks, I just received my first ever bank statement from my first ever savings account. This month, I made 15 cents on interest alone! Wow! At this rate, I’ll make approximately $94.00 by the time I turn 62. That’s not even counting compounding interest! Savings account – what a joke! I might as well [...]
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