Despite my pledge not to buy any more lotions, soaps, or bathroom products until everything I already own is empty, I went ahead and spent $20 on this:

Aveeno Eczema Therapy and Skin Relief Body Wash: The itch stoppers

I didn’t have any coupons, and I probably paid more than I should have. But my hands ITCHED, yo.

I tried everything in my house, from Cetaphil to shea butter, Benadryl gel to cortizone cream. I even was taking antihistamines.  And still, the itch came. I tried icing my fingers, but all they got was more itchy, dry, and bumpy. Then after I scratched, they got inflammed and kind of swollen and hot. I thought I was touching something I was allergic to, but couldn’t pinpoint the source.  It was driving me crazy.

And then, two eczema sufferers told me it sounded a lot like eczema. My sister-in-law showed me the bumps on her hands, which looked suspiciously like mine. She recommended I try the Aveeno Eczema Therapy lotion and miraculously, for $12.99 and no doctor’s appointment, the itch has finally subsided. I bought the Aveeno Skin Relief Body Wash for $6.99 too, which seemed to work well and not irritate anything. Phew!

So, I may or may not have a little case of eczema. But at least I no longer have itchy hands.

The post Itchy Hands appeared first on The Budgeting Babe.

Unfortunately, being my particular shade of pasty white porcelain, I can’t ever truly enjoy the outdoors without a full layer of sunscreen coating me from head to toe. If you’ve every turned “lobster red” with regularity, gotten sun poisoning, or blistered from a sunburn, you’ll know what I’m talking about. (If not, consider yourself lucky!) I make it a point to wear sunscreen on my face every day (it’s in my moisturizer and make-up), and to always keep Neutrogena SPF 100 or 75 in my bag in case I get stuck outside. It’s a great sun shield; this weekend I was outside in the mid-day June sun riding my bike for two full hours and I didn’t get even a shade darker (or, redder, as is usually the case).

But this weekend, a cousin posted on my Facebook page that “anything over SPF 50 is just more chemicals on your skin.” Obviously I don’t like more chemicals on my skin than I need (Except for DEET, really. When there are mosquitoes out, I should just bathe in it. But I digress…). So I did some investigating, and found this article by the New York Times, “Confused by SPF? Take a number.” In the article, nearly every dermatologist interviewed says SPF 100 is unnecessary. Some even said a higher number lulls you into a false sense of security because you think you’re protected for longer periods of time, but you’re not. You could be doing more damage than wearing an SPF 30!

All this is very confusing for me. I can’t afford to skimp on sunscreen. Those of you who have seen “Dear 16-year old me” know that just one bad burn before you turn 18 can double your chance of getting malignant melanoma.  And I had plenty of bad burns in my heyday. Now that I spend a lot of time outdoors training for races and lounging with friends at those fancy Al Fresco cafes, I’m more cautious than ever (even though some damage has likely already been done).

For my sun protection, I usually buy Neutrogena Ultimate Sport SPF 100 at $10.99 for 5 oz. I also have a Neutrogena Sport Face that runs $9.94 for 2.5 oz. Pricey.  I just checked Target online and discovered that the Neutrogena SPF 55 is about $3 cheaper than the SPF 100. But really, if you’re at high risk for melanoma, doesn’t it sound crazy go down to an SPF 55 from SPF 100 to save a few dollars?  The SPF 100 seems to work — I don’t get any burn when I wear it, so for now I think I’ll stick with it. But if there really is no benefit to using it, I guess I should downgrade, right?

I guess the only way to really know is to run a controlled experiment on myself and try the SPF 50 on one arm and the SPF 100 on the other during my next bike ride and hope for the best. At least then I’ll know what works best for me (and my wallet!).

As a sidenote, your skin isn’t the only organ you need to watch in the sun. I learned last year that I have a freckle on my retina. Fair skinned, blue-eyed people are particularly susceptible to eye sun damage. It’s due to years of not wearing sunglasses. (I wear prescription lenses most of the time because contacts are uncomfortable for daily wear for me. ) So last year I ponied up and bought a pair of Ralph Lauren polarized UVA/UVB protection lenses for about $120 from Macy’s.  I still have no idea if these were the ones I was supposed to buy but the glasses at my eye doctor all cost like $400 for non-prescription sunglasses, and there was no way I was making that leap up from my $10 pairs of Target specs. Plus, I lose my sunglasses every 10 minutes, or so it seems, so I really wasn’t excited about this expense.

But, much like sunscreen, the big expensive lenses are a must if you’re light-eyed to protect from crazy sun damage. And I’d much rather have a pair of $120 full spectrum lenses than have eyeball cancer anyway.

The post Is SPF 100 Worth the Cost? appeared first on The Budgeting Babe.

I don’t think I’ve always been such a shiverer; I don’t remember temperatures hovering in single digits for weeks on end growing up, and I don’t remember needing special winter gear or beauty care. I actually really like snow, and temps around 30 degrees are fine by me. But the past several winters in Chicago have been brutal. Either Chicago’s winters are getting colder, or I’m able to tolerate it less. Either way, it’s miserable.

But there’s a bright side to the cold conundrum – every year, I find cool new strategies to cope with the chilly conditions. And finally, after nearly 10 years of commuting through the frozen tundra to work downtown, I’m beginning to understand that famous quote, “There is no bad weather, only bad gear.” (But I would totally argue that wind chills of -40 degrees are, in fact, bad weather.)  So to honor our darkest week of the year in Chicago, during one of our coldest Decembers on record, here are a few of my favorite products for dealing with winter weather.

Skin

Face/Body lotion. By far, my favorite cold weather skin care product is my giant tub of Cetaphil moisturizing cream.  Skip the expensive stuff; you can get this at Target for like seven dollars and it will last you all winter. It is the bomb. I have sensitive skin that turns super dry in the winter. So dry it flakes (gross, I know). I have probably tried hundreds of products, including Neutrogena (the thick stinky fisherman’s hand and foot lotion, even), Oil of Olay, Eucerin, Clinique, The Body Shop, Bath & Body, and on and on. I found Cetaphil last year and haven’t turned back. It’s the only lotion I need for the winter.  And here’s one last tip: it’s gentle enough to put on your face. I’ve used on wind chill alert days when I have to wait for the bus next to Lake Michigan (I get wind burn really easily) and on my ski trips.

Lips: I get chapped lips like crazy. Big, painful, red-clown chapped lips can strike me in any weather, at any time of day.  As such, I carry lip products with me everywhere I go. (Sidenote: Sometimes I think I’m a lip product junkie. Usually when I check my commuter bag, at any given time I’m packing more than five lip products.) So I consider myself a bit of an expert on keeping lips lovely, even when winds get fierce. Ordinarily I would recommend cherry Carmex as my go-to product, but in Yellowstone this summer I discovered what I consider to be a miracle product. It’s called Back Country Lip Food and I keep it with me at all times. At $4.00 it’s a bit pricier than Carmex, plus you have to order it from a web site because it’s made by a small company in Bozeman, Montana, but seriously it’s worth it.  I would post a picture but I accidentally washed my tube in the laundry and the logo came off — thank goodness it survived! I will probably be ordering five tubes when this one runs out. Fair warning: the stick is bright green because it’s made with avocados. (It actually kind of feels like you’re smushing avocados on your lips.) But it goes on clear.  If you end up ordering, let me know if you like it. I am the only person I know who’s ever used it!

Soap:  Buy stuff with oatmeal in it. Aveeno Fragrance-Free Body Wash (again, about $7 at Target) is good, and I also have an unlabeled bar from Whole Foods that they sell on the bottom shelf of the soap aisle that is much cheaper than their other fancy soaps. It’s in the shape of a circle and is also fragrance free. I used to use Dove Sensitive Skin Moisturizing Bar but the soaps with Oatmeal in them work much better at preventing ashy leg syndrome.

Hair

I have yet to find a great winter shampoo and conditioner combo that is cheap and does great things for me. Plus, everyone’s hair reacts differently to different products, so I’ll skip that category. However, if you find your hair is frequently plastering itself to your face because of static electricity, I have a product for you. Deep breath, it’s not cheap. But I have scoured department stores, pharmacies and grocery stores and have tried many kinds of wax, pomade, “shine creams,” and more. I’ve rubbed dryer sheets on my head, too (it only kind of works when you have wicked static). If you are totally desperate, try “It’s a 10 Miracle Leave In Product.” At $20 for four ounces, it is not a bargain. But the good news is, it lasts forever. I got my four ounce bottle last winter and it’s only about a fourth empty (and I have long hair). So really, it’s $5 per winter.  So far it’s the best for taming the static.

This winter, I was telling my hairdresser that my scalp’s a little dry. She told me to mix one egg with some olive oil, brush it on my scalp, leave it for 15 minutes and then wash it off. I might do it this weekend. I’ll let you know how it goes.

Base layers

If you’re not from a cold climate, the concept of base layers for everyday and indoor wear may be foreign. But when you’re waiting 15 minutes for a late bus and it’s 11 degrees outside, you realize quickly when you’re underdressed.  Many women swear by silk long underwear, but I’m a fan of CuddlDuds. They’re warm, lightweight, they stretch and even fit under the most tailored work wardrobe. If you order online right now, they have a 25 percent off sale using the code “newfriend,”  but you can also get them at Kohl’s, Macy’s and a bunch of other stores.  The ClimateSmart leggings go for about $28 before sale price, but you can often find them for closer to $20 and remember you only need one or two pairs because they go under your clothes.

I’m also a big fan of sweater tights. I got my Hue sweater tights on sale at a pharmacy liquidation near my work (CVS was buying the store out). These are essential if you’re planning on wearing a skirt this season. (Make sure it’s a wool skirt, ok?)

Wool socks. I bought my first two pairs of SmartWool socks for a video shoot I was supposed to do outside in the snow, where we would be standing for approximately 10 hours. Thankfully the shoot was cancelled. But I still have the wool socks. And I wear them frequently.  Buy these if you’re going on a big outdoor trip and cherish them forever. Or, better yet, find a cheaper brand and let me know how you like them so I can add them to my cold weather inventory!

Outer layers

Coat. A few years ago, probably when our winters started getting freaking freezing, everyone in Chicago rediscovered down coats.  The North Face down parka is the most popular one seen on the street, but those retail for nearly $300 — I doubt many of us can afford such a splurge. My coat, a Calvin Klein that I wrote about in 2006, was$140 on sale at Macy’s and covers all the bases – down, with a hood and hits at the knee. Whatever down coat you get, don’t pay full price – just make sure it covers your butt. Trust me on that one.

Boots. Come to Chicago and wait on the el platform. At night. With the wind whipping and the freeze biting your feet and numbing your toes. Or stand on a corner waiting for the light to change and get sloshed with ice water by a city bus. I dare you to find me anything that keeps your feet warmer than Uggs.  Yes, they’re horribly ugly. No, the fashion plates don’t wear them. But fashion plates move to Los Angeles. If you’re staying in Chicago for good, eventually, you’ll get Uggs. (I have the Ultimate Short, bought from Nordstrom three years ago for about $150, I think.) Find us a better product and we’ll all convert. I promise.

***

So there you have it, my winter essentials. Not fabulous, not glamorous, not glitzy nor glittery. Just warm and effective.

One point I should make, some of these items are rather pricey and for budgeting babes like myself, the sticker shock can be ridiculous. That’s probably why I didn’t get the outer layer combo of Uggs and down parka (aka The Chicago Uniform) right until my late 20′s – I could never afford it. But when I did finally buy the right gear, I splurged. These aren’t purchases you should have to make every year. I bought my coat and boots in 2006 and thanks to proper care, am still rocking both (though I did get some nifty new gray Uggs for Christmas).  I bought my first CuddlDuds when I went to Spain in 2001 and they’re just now getting ready to retire. The SmartWool socks I got probably around 2003 or 04 and they’re still in great shape since they’re only worn on the coldest days (and for hikes!).

If you happened to get a gift card for Christmas and you’re constantly complaining about how cold you are, spend it on some of the essentials. Your frostbitten toes will be ever so glad you did.

The post Winter Must Haves, From Skin to Socks, for Cold Weather Wimps appeared first on The Budgeting Babe.

1 tube of Crest toothpaste
1 stick of Dove deodorant
1 bottle of Garnier shampoo
1 bottle of Garnier conditioner
1 large-size tube of Neutrogena clarifying facial cleanser
1 tube of Clinique lip balm
1 stick, undereye concealer
1 compact, Victoria’s Secret lip glosses (5 glosses, total – that are no longer sold in stores)

Items were seized with no prior notice following a one-hour security checkpoint wait and were promptly dropped into an industrial-sized dumpster with no explanation from TSA given. Although I tried to argue over the consistency of undereye concealer (which, technically was a SOLID), security eventually prevailed, and the rogue stick was determined to be a LIQUID, capable of forever undermining freedom’s spread around the world.

You can sleep soundly tonight knowing the world is just a little bit safer now that $70 of this frequent flyer’s cosmetics have been properly discarded in the name of global safety.

PS- I was so discombobulated following this series of events that I somehow managed to lose my favorite black cardigan. Chock up another $40 to the Global War of Terrorism.

The post Saving the Universe, One Tube of Clinique at a Time appeared first on The Budgeting Babe.