Comments on: Chase To Lower Debit Card Limit? New Bank Needed!

By: @amarantac

@amarantac — Fri, 18 Mar 2011 22:36:25 +0000

ugh, my bank (BBVA Compass) is changing my account to charge me fees. umm, no thank you. So I’m looking for a new bank too! kind of sad to close an account I’ve had for almost 20 years!!

By: Missie

Missie — Wed, 16 Mar 2011 02:17:41 +0000

Credit unions are usually a good bet, so I second the notion that you see if there’s a reputable credit union you can join.

And this is where, once again, I’m so very, very, VERY happy with my small town, local bank that I’ve been doing business with for 15 years. I have personal and business accounts with them.

Unlike other banks in the area — including branches of big firm banks — my bank has only had errors 3 times in the past 15 years. None of them significant and all due to changing computer systems.

The new accounts manager (who has since retired) who first opened my account, and then my mom’s, used to hug me whenever she saw me out and about outside the bank.

But don’t make the mistake of thinking they’re lax or casual — while friendly, they’re quite strict about maintaining privacy, confirming identity if they don’t recognize you by sight, and regardless, verifying your proper access to info on an account before providing it (meaning, the teller will likely recognize me when I come in the bank, and will also likely recognize my mom’s name, but the teller won’t provide me with any specific info at all about my mom’s account until s/he double-checks their system to make sure that I am, indeed, permitted to sign for and make inquiries on my mom’s account).

I wish you luck in your search and hope you find a bank that makes you at least half as happy as mine does.

By: Anonymous

Anonymous — Tue, 15 Mar 2011 14:09:09 +0000

StateFarm Bank…atm fees unlimited reimbursement with 1 monthly ach transaction.

By: tanja

tanja — Mon, 14 Mar 2011 19:02:41 +0000

I have ING checking and savings I use it here and there but not all the time, when I used it I had no issues.
Credit union is way to go I hear, I’m guilty of banking with Bank of America but I have never ever had a problem with them and have had them for 12+ years, I never walk in to the bank all my deposits are direct or via ATM.
I also use the online banking with online portfolio (same as mint.com) and LOVE IT.
has few glitches but they are not major.

By: jP

jP — Mon, 14 Mar 2011 14:48:35 +0000

I’ve had the exact same experience. Started at Wamu, VERY HAPPY and then fell into Chase. I recently closed my Chase account, just didn’t feel comfortable there anymore. I opened an ING checking account since I’ve had saving there for close to 7 years now. I love their bill pay system and I send my rent checks through there every month. They even pay for the stamp! I can also transfer from checking to savings and visa versa within seconds. The only downfall with ING’s checking is that depositing checks is not easy. They say you can mail your checks to their branch but I haven’t done that yet as I’m a bit skeptical about mailing a check to a random address. Here in chicago, there’s an internet cafe and I hope they open more. Even though they can keep fees to a minimum because they live online, it’s nice to know they have a physical base you can visit.

By: The Budgeting Babe

The Budgeting Babe — Mon, 14 Mar 2011 14:07:28 +0000

Thanks all. Someone on Twitter said Ally Bank is good. Let me know if you’re familiar with it.

By: Chase To Lower Debit Card Limit? New Bank Needed! : The Budgeting Babe

Chase To Lower Debit Card Limit? New Bank Needed! : The Budgeting Babe — Mon, 14 Mar 2011 04:30:49 +0000

[...] Chase To Lower Debit Card Limit? New Bank Needed! : The Budgeting Babe Posted on Mar 13, 2011 3 Comments [...]

By: kh

kh — Mon, 14 Mar 2011 04:16:51 +0000

I second the credit union recommendation. I have been with dozens of banks, and then I moved to a credit union and I’ve been with them 4 years now and still love them. Mine is Navy Federal (which you have to be related to someone who is a member or be in the armed services) but there are so many CUs now that you can usually find one where you fit the membership criteria.

By: LM

LM — Mon, 14 Mar 2011 04:10:06 +0000

If you or your partner’s parents are in any way affiliated with the military, you may qualify for a USAA account. I use them for my free checking (basically just my free ATM account) and insurance. I was hesitant to use an online-only checking account, but it was the only one I could find with free ATM use and no minimum balance requirement. I use ING for savings, but their fee structure for checking scared me away.

USAA has smartphone-enabled check deposits, which is awesome if you have a fancy phone like that. I don’t, so I have a local checking account in town (Minneapolis – Bremer Bank) so I can make deposits and cash checks in person, get rolls of quarters, etc. I use that account to transfer money into my USAA account. I have joint checking account with my husband at Wells Fargo, too, and they are actually quite good.

By: World Spinner

World Spinner — Mon, 14 Mar 2011 03:53:26 +0000

Chase To Lower Debit Card Limit? New Bank Needed! : The Budgeting Babe…

Here at World Spinner we are debating the same thing……