as the "saver" (why r men always the spenders).. i've had many heart to hearts with the bf.. and thankfully, our views are converging!

http://alwaysrandomandfun.blogspot.com/

Snoring Causes

The comments are right on the money. Money is a big factor in relationships, whether it be love or platonic.

I have been understanding the importance of living within my means for about 7 years now. I only spend on the things that are good quality or necessity.

I have also been trying my look at the virtual stock exchange platform with Wall Street Survivor.

Check it out when you have the time Wall Street Survivor

All the best

My blog address is http://p2plendingwithprosper.blogspot.com/

Thanks

Because our incomes are quite different we have decided that we will contribute approximately 30% of each of our incomes into a joint account which will be used for the mortgage, gas & electric, cable, water, sewer, trash, and any other joint bills. The rest of what we make will be for our own personal spending.

I'm hoping this will work out. He's the spender, I'm the saver, but we've always been able to communicate well about money. It seems like its worked for others so thats great to read.

Thanks for the blog!!!

Our account: pays for rent, utilities, groceries, cell phone (shared family plan), internet, cable, renter’s insurance, pet vet bills, “fun money” for us as a couple, and we have a vacation account together, too. To each of these things we contribute equally. I out-earn him now, but we’ve been in the same apartment for three years and have split things down the middle from the start.

His account: handles his car loan, his student loans, his fun money (so I’m not paying for golf or nights out with the guys), his medical, his gas, his car insurance (his is more expensive because he carries a CDL, so we opted not to be on the same policy), and so on.

My account: handles my car loan, my student loans, my fun money (he can’t bitch if I buy a new purse!), my healthcare costs (I have asthma), my gas, etc.

Each month we write a check from our individual account to our shared account to fund the shared expenses. All bills and groceries are paid for through the joint account. If we go to a concert, we buy the tickets from the joint account. If we go out to eat together, we pay for it through the joint account. If I meet my girlfriend for lunch, I pay for my lunch with my fun money from my own account.

We both contribute 15% to our 401ks. We also have a joint high-yield savings account; neither of us touches it without asking the other first; to this day we haven’t made a withdrawal.

That’s how we do it, and it works for us. We’ve been dating for 6 years, no rush to get married, and never fight over money.