Comments on: Taking the Next Step: Reader Question

By: TracieJP

TracieJP — Mon, 13 Oct 2008 20:06:00 +0000

http://movingtoanapartment.com/money-and-finances/37-tools-you-need-to-successfully-manage-young-money.htm

This article has tons of online tools like the ones you mentioned for personal finances. I’m sure they’d be helpful too.

By: Best Loans

Best Loans — Fri, 04 Jan 2008 13:31:00 +0000

I use notepad to note all the expenses that i made on the date. I used to note every penny spend, typing in notepad and saving the .txt file is much more easy compared to sitting with a pen and notebook. It may sound nothing, but start doing you will find the difference.

What i do next is apply those figure in a classified manner in excel spreadsheet. I am just doing this for only 3 months and so i am not a master in it anyway i feel so comfort and pride doing this. And i cut so much nonsense spending as well.

By: lableuefille

lableuefille — Mon, 17 Sep 2007 22:41:00 +0000

I just found your blog and am really enjoying it! My fiancee and I are currently in the middle of trying to pay off all of our credit cards before the wedding, and some of your budgeting tips are awesome. I know you recommended Quicken or Money, but we've been using a really awesome program called Mvelopes. It helps us catch the unnecessary expenses before they happen, rather than after. I've been neglecting my blog for a while, but I wrote a Squidoo lens on it under his screenname:

Squidoo Mvelopes Lens

Thanks again, and an awesome blog!

By: KMS2

KMS2 — Sat, 08 Sep 2007 01:01:00 +0000

I use an excel spreadsheet (Pear Budget) that Jonathon at http://www.mymoneyblog.com had linked on his website. Here’s the actual website where you can download the spreadsheet for free: http://www.pearbudget.com/

It may seem confusing at first but it’s fairly simple once you figure out how much you want to allocate to each category.

By: Heather

Heather — Wed, 29 Aug 2007 03:26:00 +0000

You can upload a spreadsheet (.csv or .xls files) in Google Documents and choose who you want to share it with. That’s how my roommates and I keep track of the bills!

By: CreditCool

CreditCool — Mon, 27 Aug 2007 03:15:00 +0000

Well, I think the category that will always look like ‘you could have spent much less’ would be the entertainment one (it would include eating out). Every time I go out I have a feeling like ‘I’ve been worikng hard, I deserive to spend an evening in a nice place!’. Well, it’s the end of the month when the regrets come.

By: Money Blue Book

Money Blue Book — Sun, 26 Aug 2007 18:40:00 +0000

About the tech part..you could use a regular digital camera and the video record function. Just a suggestion.

I personally pay everything using credit cards…it allows me to view exactly what I spent my money on every month!

~Raymond
http://www.moneybluebook.com

By: Valley Girl

Valley Girl — Sat, 25 Aug 2007 23:30:00 +0000

Very timely post! My most recent one was about how I’m late on rent because of a very bad shopping habit. =( I think I just lack self-discipline.

By: Scot Herrick

Scot Herrick — Sat, 25 Aug 2007 15:17:00 +0000

One way you can upload a picture of a spreadsheet (or anything else showing on your screen) is to do a Alt-PrintScreen (check by your number pad on the keyboard) and save the printscreen as a .jpg file. Then you can place it just like any other picture you upload to your blog.

Welcome back, too. Summer’s gone and it’s time to get the clean new notebooks out and get back in the grove!

By: Kizz

Kizz — Sat, 25 Aug 2007 14:12:00 +0000

Wow that was quick, thanks! I’ll be working on this next step in the coming week, with this as a guide, maybe even in this weekend. I do know right off the bat that I won’t be able to cut down on rent because I’ve got a mortgage and I was lucky enough to have gotten a really good rate. But I’m sure other places will show room for improvement.

Thanks again!