Comments on: Contemplating Next Steps http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/ A personal finance blog for career minded women with small budgets and big dreams. Sun, 05 Aug 2012 15:47:43 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: jerry http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-3696 jerry Sat, 06 Mar 2010 05:52:54 +0000 http://thebudgetingbabe.com/?p=155#comment-3696 This is a great post. I just had one of the ‘Doh!’ moments and ran back to correct my own site before publishing my comment. You see my own comment form did not match what I’m about to advice. I get less comment than you, so never noticed any problem. I’ve changed it now anyway so here goes.<br /><br /><a href="http://www.onlinuniversalwork.com" rel="nofollow">study abroad</a> This is a great post. I just had one of the ‘Doh!’ moments and ran back to correct my own site before publishing my comment. You see my own comment form did not match what I’m about to advice. I get less comment than you, so never noticed any problem. I’ve changed it now anyway so here goes.

study abroad

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By: Joshua K http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-814 Joshua K Wed, 04 Jan 2006 23:06:00 +0000 http://thebudgetingbabe.com/?p=155#comment-814 I have to disagree with rewatch who said <i>"life is about sacrifice"</i>. If you live your life where you think that it's about sacrifice, then you're living your life like you're giving something up, and that's no way to live.<br/><br/><a HREF="http://wealth.beyond-earth.net" REL="nofollow" rel="nofollow">Wealth Today</a> I have to disagree with rewatch who said “life is about sacrifice”. If you live your life where you think that it’s about sacrifice, then you’re living your life like you’re giving something up, and that’s no way to live.

Wealth Today

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By: sassyfras21 http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-813 sassyfras21 Wed, 04 Jan 2006 22:55:00 +0000 http://thebudgetingbabe.com/?p=155#comment-813 I, too, am an attorney, and I agree 110% with the poster who advised that your SO seriously consider going to the school that would result in the least debt. I did not go to my first choice school because they did not offer me a full-tuition scholarship, but my "safety" school, which was a regional private university, did, so off to the safety school I went. I have never regretted this decision. I have the exact job I wanted, and I am not crippled with the six-figure debt that many of my colleagues are. <br/><br/>Again, as the other poster noted, the high debt severely limits your choices. I cannot emphasize this enough, especially in light of the fact that many of the attorneys I know have taken "alternative" career paths, such as judicial law clerk or staff attorney, as well as non-partnership tracks at law firms. Other people I know do not have this choice due to the high amount of debt that they incurred to get that private-school degree. <br/><br/>Know, too, that the first semester of law school is hellatious if for no other reason than you have virtually no grades-most law school classes have no grades other a final exam. I found this fact alone to be extremely stressful, especially when everyone kept telling me that grades and class ranking were so important to future employability, and I had no idea how I was doing. <br/><br/>One more last point: there is a chance that he might be able to work somewhat. I held summer clerkships with big firms in the summers between my first-second and second-third years of law school, and they paid quite well. I also was able to work as a clerk in the in-house legal dept of a large corporation during my third year. <br/><br/>Good luck to both of you. FWIW, I graduated in '98, and I am glad that I did it. My then-boyfriend, now-husband was fantastic throught the ordeal, and I could not have done it w/out his moral support. Given that I make the larger income, he's now glad that I did it, too. ;-) I, too, am an attorney, and I agree 110% with the poster who advised that your SO seriously consider going to the school that would result in the least debt. I did not go to my first choice school because they did not offer me a full-tuition scholarship, but my “safety” school, which was a regional private university, did, so off to the safety school I went. I have never regretted this decision. I have the exact job I wanted, and I am not crippled with the six-figure debt that many of my colleagues are.

Again, as the other poster noted, the high debt severely limits your choices. I cannot emphasize this enough, especially in light of the fact that many of the attorneys I know have taken “alternative” career paths, such as judicial law clerk or staff attorney, as well as non-partnership tracks at law firms. Other people I know do not have this choice due to the high amount of debt that they incurred to get that private-school degree.

Know, too, that the first semester of law school is hellatious if for no other reason than you have virtually no grades-most law school classes have no grades other a final exam. I found this fact alone to be extremely stressful, especially when everyone kept telling me that grades and class ranking were so important to future employability, and I had no idea how I was doing.

One more last point: there is a chance that he might be able to work somewhat. I held summer clerkships with big firms in the summers between my first-second and second-third years of law school, and they paid quite well. I also was able to work as a clerk in the in-house legal dept of a large corporation during my third year.

Good luck to both of you. FWIW, I graduated in ’98, and I am glad that I did it. My then-boyfriend, now-husband was fantastic throught the ordeal, and I could not have done it w/out his moral support. Given that I make the larger income, he’s now glad that I did it, too. ;-)

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By: Anonymous http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-810 Anonymous Wed, 04 Jan 2006 16:31:00 +0000 http://thebudgetingbabe.com/?p=155#comment-810 I am a 3rd year law student in Chicago but I attend part-time and have a full-time job. That is also an option for your SO and the only drawback is the long hours. As a full-time student, your SO should be able to work up to 20 hours per week which could help fund part of his expenses. I am not going to tell you that it is easy to be with someone in law school. My boyfriend can tell you first hand how difficult my first year was, but happiness and stability is very important. If your SO would be happy with a law career, then why not support him? On the stability side, a law degree opens your SO to a lot of career options instead of being stuck in to one particular sector. One more thing, once the personal statement is complete, the application process is a breeze. =)<br/><br/>Best wishes!!! I am a 3rd year law student in Chicago but I attend part-time and have a full-time job. That is also an option for your SO and the only drawback is the long hours. As a full-time student, your SO should be able to work up to 20 hours per week which could help fund part of his expenses. I am not going to tell you that it is easy to be with someone in law school. My boyfriend can tell you first hand how difficult my first year was, but happiness and stability is very important. If your SO would be happy with a law career, then why not support him? On the stability side, a law degree opens your SO to a lot of career options instead of being stuck in to one particular sector. One more thing, once the personal statement is complete, the application process is a breeze. =)

Best wishes!!!

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By: Anonymous http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-797 Anonymous Tue, 03 Jan 2006 19:42:00 +0000 http://thebudgetingbabe.com/?p=155#comment-797 My SO just finished his first quarter of grad school at a top ranked school in Chicago (yes, I'm near you). We don't live together, but have been faithfully together for seven years.<br/><br/>I think you are wise to keep the expenses separate, and maybe even consider that going into the marriage (or at the very least discuss a prenup to cover yourself in the event things go bad and there is still a huge amount of grad school debt).<br/><br/>Getting into law school will be tough for both of you, but the first year will be even more trying. Keep your head up and remember what the end goal is - for your SO to better his career ultimately bettering both of your lives.<br/><br/>It's all going to be about communication and comprise as you both venture down the grad/law school road! My SO just finished his first quarter of grad school at a top ranked school in Chicago (yes, I’m near you). We don’t live together, but have been faithfully together for seven years.

I think you are wise to keep the expenses separate, and maybe even consider that going into the marriage (or at the very least discuss a prenup to cover yourself in the event things go bad and there is still a huge amount of grad school debt).

Getting into law school will be tough for both of you, but the first year will be even more trying. Keep your head up and remember what the end goal is – for your SO to better his career ultimately bettering both of your lives.

It’s all going to be about communication and comprise as you both venture down the grad/law school road!

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By: Anonymous http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-793 Anonymous Tue, 03 Jan 2006 17:27:00 +0000 http://thebudgetingbabe.com/?p=155#comment-793 i'm glad that is you and not me. I can't imagine that kind of commitment WOW!! Your life will be put on hold while he gets through law school if thats what you want go for it.<br/>Amazed! i’m glad that is you and not me. I can’t imagine that kind of commitment WOW!! Your life will be put on hold while he gets through law school if thats what you want go for it.
Amazed!

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By: neotamara http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-792 neotamara Tue, 03 Jan 2006 16:19:00 +0000 http://thebudgetingbabe.com/?p=155#comment-792 My husband has just been accepted to law school in fall '06. We went through 3 rejections and 3 waitlists last year so hearing his good news so early was wonderful for us (especially as he was awarded 100% tuition scholarship)<br/><br/>I finished law school (and a joint degree of MPA) 1 year ago. I used my loan money to purchase a small condo in a growing area. I had about a 30 minute drive to school each morning (which I sometimes used to listen to class tapes), but after 3 years I sold it at a 25% profit. I was able to put that toward my school debt which is a chunk. Perhaps your boyfriend might consider that option. There are no guidelines on how you chose to spend the funds given to you for housing. <br/><br/>Good luck,<br/>neotamara My husband has just been accepted to law school in fall ’06. We went through 3 rejections and 3 waitlists last year so hearing his good news so early was wonderful for us (especially as he was awarded 100% tuition scholarship)

I finished law school (and a joint degree of MPA) 1 year ago. I used my loan money to purchase a small condo in a growing area. I had about a 30 minute drive to school each morning (which I sometimes used to listen to class tapes), but after 3 years I sold it at a 25% profit. I was able to put that toward my school debt which is a chunk. Perhaps your boyfriend might consider that option. There are no guidelines on how you chose to spend the funds given to you for housing.

Good luck,
neotamara

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By: REwatch http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-787 REwatch Tue, 03 Jan 2006 13:20:00 +0000 http://thebudgetingbabe.com/?p=155#comment-787 1. Marriage should be based on your love and commmitment to each other, so do it when the time and the SO are right. <br/><br/>2. Life is about sacrifice. Respecting and supporting the one you love will be rewarding if you look at is as not "losing" something, but gaining a wonderful relationship. Be smart, but you can't always think from a pure economic standpoint. There are also a lot of "rights" you have to future income as a spouse (not girlfriend) if you so support him through school. Talk to a divorce attorney so you are clear about the laws in your state.<br/><br/>2. I solely supported my husband through Grad school, we took on only about 30,000 in debt and completely paid it off within one year. My hubby now has a succesfull career. I am able to stay home with my kids(my personal choice), play tennis, volunteer in the community, and have a wonderful, fulfilling life. I have countless friends in the same situation, all former professionals, married through Grad school. The best investment I ever made was beleiving in my husband AND our relationship.<br/><br/>There are a lot of happy endings too. Hope yours is one of them!! 1. Marriage should be based on your love and commmitment to each other, so do it when the time and the SO are right.

2. Life is about sacrifice. Respecting and supporting the one you love will be rewarding if you look at is as not “losing” something, but gaining a wonderful relationship. Be smart, but you can’t always think from a pure economic standpoint. There are also a lot of “rights” you have to future income as a spouse (not girlfriend) if you so support him through school. Talk to a divorce attorney so you are clear about the laws in your state.

2. I solely supported my husband through Grad school, we took on only about 30,000 in debt and completely paid it off within one year. My hubby now has a succesfull career. I am able to stay home with my kids(my personal choice), play tennis, volunteer in the community, and have a wonderful, fulfilling life. I have countless friends in the same situation, all former professionals, married through Grad school. The best investment I ever made was beleiving in my husband AND our relationship.

There are a lot of happy endings too. Hope yours is one of them!!

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By: Anonymous http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-780 Anonymous Tue, 03 Jan 2006 05:18:00 +0000 http://thebudgetingbabe.com/?p=155#comment-780 Wow, and I thought my life sucks. Wow, and I thought my life sucks.

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By: John http://thebudgetingbabe.com/2005/12/30/contemplating-next-steps/#comment-779 John Tue, 03 Jan 2006 04:23:00 +0000 http://thebudgetingbabe.com/?p=155#comment-779 You are NOT The Only one I 'm just going for my associates Degree in Computer Network Systems Program This Just TECH School Right now, I owe Around 38To 39Gram Financial Student Loan I expect I owe When I'm done around 43 to 44Gram. I 'm not getting any help.I 'm NOT employed anywhere<br/>That other reason I temporary <br/>withdrawal No Income ONLY PUBLIC assistance. ( For myself $148 Food Stamps General assistance$140 I get rental assistanceIt goes directly to LANLORD) And Six Dollars a day for gas. What's that with these days High priced Gas 45 miles one way from home is VERY expensive I will go back in March Hopefully Employed somewhere at night.Cause driving at night that far is too much for me. I Have the strong NEED to work. I can be inventory control, Material handler And a stocker Pray for me As well. You are NOT The Only one I ‘m just going for my associates Degree in Computer Network Systems Program This Just TECH School Right now, I owe Around 38To 39Gram Financial Student Loan I expect I owe When I’m done around 43 to 44Gram. I ‘m not getting any help.I ‘m NOT employed anywhere
That other reason I temporary
withdrawal No Income ONLY PUBLIC assistance. ( For myself $148 Food Stamps General assistance$140 I get rental assistanceIt goes directly to LANLORD) And Six Dollars a day for gas. What’s that with these days High priced Gas 45 miles one way from home is VERY expensive I will go back in March Hopefully Employed somewhere at night.Cause driving at night that far is too much for me. I Have the strong NEED to work. I can be inventory control, Material handler And a stocker Pray for me As well.

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