Comments on: Money I Earned While Watching America’s Next Top Model Marathons http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/ A personal finance blog for career minded women with small budgets and big dreams. Sun, 05 Aug 2012 15:47:43 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Jose Anes http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-839 Jose Anes Tue, 10 Jan 2006 20:52:00 +0000 http://thebudgetingbabe.com/?p=152#comment-839 Anonymous: Although the company match is part of the compensation, it is not taken by a lot of people. Same with the 15% gain of the ESPP.<br/><br/>By taking actions, she made sure she got the compensation she deserved.<br/><br/><a HREF="http://www.MoneyAndInvesting.net" REL="nofollow" rel="nofollow">Money And Investing</a> Anonymous: Although the company match is part of the compensation, it is not taken by a lot of people. Same with the 15% gain of the ESPP.

By taking actions, she made sure she got the compensation she deserved.

Money And Investing

]]> By: Maurice http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-790 Maurice Tue, 03 Jan 2006 15:52:00 +0000 http://thebudgetingbabe.com/?p=152#comment-790 Wow you sound like a really smart lady. I am a 41 year old sbc telephone company phoneman and am a complete idiot when it comes to finaces(don't spell all that well either). I can't afford those books by motley fool eother. Do you have any other suggestions where I can get some good advice and also how can I get my wife to stick to a budget rather than just going out and spending our money. I tried doing the books and budget myself but was totally overwhelmed by it all because I had/have no clue what I am doing. Thanks Wow you sound like a really smart lady. I am a 41 year old sbc telephone company phoneman and am a complete idiot when it comes to finaces(don’t spell all that well either). I can’t afford those books by motley fool eother. Do you have any other suggestions where I can get some good advice and also how can I get my wife to stick to a budget rather than just going out and spending our money. I tried doing the books and budget myself but was totally overwhelmed by it all because I had/have no clue what I am doing. Thanks

]]> By: Abester http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-783 Abester Tue, 03 Jan 2006 10:36:00 +0000 http://thebudgetingbabe.com/?p=152#comment-783 I think that your reasoning is dead on, BB. Every time I have to talk someone at work into contributing a mere 100 tax-deferred dollars a paycheck (we're paid 26 times a year) to get the 2300 or so company match we get a year, I want to smack them upside the head.<br/><br/>I mean, they're doubling your money from day one, they can't do much better than that!<br/><br/>But then, I really don't understand folks today. Last week I suggested that a co-worker should put half her raise into a 457 and she started talking about getting a new car. Another fellow, one of those "bare minimums" as I call 'em, wants to start _leasing_ an '06...why doesn't he just flush his money down the toilet (me, I'm driving a '92...airbags? We don't need no stinkin' airbags)!<br/><br/>Nice to see someone in their 20s thinking ahead when I've got people in their 30s working for me with far, far less sense. You just keep doing what you're doing, and more power to you. I think that your reasoning is dead on, BB. Every time I have to talk someone at work into contributing a mere 100 tax-deferred dollars a paycheck (we’re paid 26 times a year) to get the 2300 or so company match we get a year, I want to smack them upside the head.

I mean, they’re doubling your money from day one, they can’t do much better than that!

But then, I really don’t understand folks today. Last week I suggested that a co-worker should put half her raise into a 457 and she started talking about getting a new car. Another fellow, one of those “bare minimums” as I call ‘em, wants to start _leasing_ an ’06…why doesn’t he just flush his money down the toilet (me, I’m driving a ’92…airbags? We don’t need no stinkin’ airbags)!

Nice to see someone in their 20s thinking ahead when I’ve got people in their 30s working for me with far, far less sense. You just keep doing what you’re doing, and more power to you.

]]> By: Anonymous http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-776 Anonymous Tue, 03 Jan 2006 03:27:00 +0000 http://thebudgetingbabe.com/?p=152#comment-776 This is the first time I have come across your blog and as a 27 year old frugal freak I love it! The only "best practice" I can pass along concerns the bad performance of your savings account. You might consider some of the savings accounts offered online. I am so happy with my ING Direct account(ingdirect.com) that I don't mind giving it a free plug. I've had it for two years and I earned over $500 in interest this year alone! This is the first time I have come across your blog and as a 27 year old frugal freak I love it! The only “best practice” I can pass along concerns the bad performance of your savings account. You might consider some of the savings accounts offered online. I am so happy with my ING Direct account(ingdirect.com) that I don’t mind giving it a free plug. I’ve had it for two years and I earned over $500 in interest this year alone!

]]> By: real estate blues http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-755 real estate blues Fri, 30 Dec 2005 03:01:00 +0000 http://thebudgetingbabe.com/?p=152#comment-755 Good job! Any plans to start investing in stocks outside of 401k? That's where it really gets interesting.<br/>I found Motley Fool books to be great for beginners. Good job! Any plans to start investing in stocks outside of 401k? That’s where it really gets interesting.
I found Motley Fool books to be great for beginners.

]]> By: Jeff http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-751 Jeff Wed, 28 Dec 2005 17:06:00 +0000 http://thebudgetingbabe.com/?p=152#comment-751 In the end, does it really matter what "officially" counts as your savings and what is your salary? Like you said, as long as it gets you excited about saving and investing your money, then who cares? The most important thing is that you see yourself making progress.<br/><br/>Jeff<br/>www.roadtorich.com In the end, does it really matter what “officially” counts as your savings and what is your salary? Like you said, as long as it gets you excited about saving and investing your money, then who cares? The most important thing is that you see yourself making progress.

Jeff
http://www.roadtorich.com

]]> By: personal finance advice http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-744 personal finance advice Fri, 23 Dec 2005 07:38:00 +0000 http://thebudgetingbabe.com/?p=152#comment-744 Have to agree that 401(k) matching counts as saving and congrats on using it to your advantage. Far too many people don't. It's easy money, but you have to put aside savings in order to get it. Keep the savings coming in 2006! Have to agree that 401(k) matching counts as saving and congrats on using it to your advantage. Far too many people don’t. It’s easy money, but you have to put aside savings in order to get it. Keep the savings coming in 2006!

]]> By: Chrees http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-743 Chrees Fri, 23 Dec 2005 04:58:00 +0000 http://thebudgetingbabe.com/?p=152#comment-743 I'm with you. You might not have received that money if you didn't work, but you surely wouldn't have received it if you didn't put the requisite funds in you 401K. So it definitely is money beyond your salary as far as I'm concerned. Hey, that's why mileage varies. So call it interest, call it market increase, or call it Clyde. But it's money you get to spend later on in life that someone else 'gave' top you.<br/><br/>The immediate vesting part is sweeeeet! I’m with you. You might not have received that money if you didn’t work, but you surely wouldn’t have received it if you didn’t put the requisite funds in you 401K. So it definitely is money beyond your salary as far as I’m concerned. Hey, that’s why mileage varies. So call it interest, call it market increase, or call it Clyde. But it’s money you get to spend later on in life that someone else ‘gave’ top you.

The immediate vesting part is sweeeeet!

]]> By: Nicole http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-742 Nicole Thu, 22 Dec 2005 23:53:00 +0000 http://thebudgetingbabe.com/?p=152#comment-742 In my mind, since the matching funds are not included in my annual salary, I could not get them if I weren't saving. It's money I've made beyond my salary (like the interest I earned this year). <br/><br/>Therefore, it's money that I made by doing nothing but putting away savings! <br/><br/>OK, my reasoning might be flawed but I never claimed to be an investment broker. If this thinking gets me jazzed about saving, then let me have it. Why worry about semantics? In my mind, since the matching funds are not included in my annual salary, I could not get them if I weren’t saving. It’s money I’ve made beyond my salary (like the interest I earned this year).

Therefore, it’s money that I made by doing nothing but putting away savings!

OK, my reasoning might be flawed but I never claimed to be an investment broker. If this thinking gets me jazzed about saving, then let me have it. Why worry about semantics?

]]> By: Anonymous http://thebudgetingbabe.com/2005/12/22/money-i-earned-while-watching-americas-next-top-model-marathons/#comment-741 Anonymous Thu, 22 Dec 2005 23:27:00 +0000 http://thebudgetingbabe.com/?p=152#comment-741 how is the company match not part of your salary? You couldn't have gotten it if you didn't work at all. The other two, you could have. how is the company match not part of your salary? You couldn’t have gotten it if you didn’t work at all. The other two, you could have.

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